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15-Year Fixed-Rate Loans. However, if you have a 15-year fixed-rate loan with the same terms, you will only pay $102,540.71 in interest over the of the loan. Of course, you will pay a bit more on your monthly mortgage payment. For the 15-year loan, your monthly mortgage payment would be $2,080.78.

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15-Year Fixed-Rate Loans. However, if you have a 15-year fixed-rate loan with the same terms, you will only pay $102,540.71 in interest over the of the loan. Of course, you will pay a bit more on your monthly mortgage payment. For the 15-year loan, your monthly mortgage payment would be $2,080.78.

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